First Time Buyers

HOW CAN WE HELP

Let’s face it, the road to owning your first home can be daunting. That’s why you should trust the impartial advice from Apple Mortgage Solutions to help you cut through the jargon and work out what you really need.

We can quickly find you the best deals available to ensure you don’t make costly mistakes and help you plan for all your needs for home ownership.

WHAT ABOUT THOSE FEES

Mortgages designed to tempt you in aren’t the whole story, so we can advise you on additional fees, conditions, loan terms and introductory periods as well.

WHAT ARE MY OPTIONS

There are a wide selection of mortgages available and each comes with very different repayment options and interest rates. We are able to advise on the majority of options including:

Our standard fees are as follows;

For establishing your needs, undertaking research and making a recommendation, we charge a fee of £595. Our fee becomes payable when we provide you with our recommendation(s).

If you choose to proceed with our recommendation and the mortgage goes ahead, we will also be paid commission from the lender for arranging the mortgage on your behalf.

STANDARD TYPE MORTGAGES

Fixed Rate Mortgages
Variable Rate Mortgages
Tracker Mortgages
Capped Rate Mortgages
Collared Mortgages
Cashback Mortgages
Offset Mortgages

SPECIALIST TYPE MORTGAGES

Libor Mortgages
Self Build Mortgages
HMO Mortgages
Discounted Mortgages
Guarantor Mortgages
Shared Ownership
Other Specialist Lending

In addition we can also introduce you to specialists who advise on 2nd Charge Mortgages, Secured Loans, Bridging Finance and unsecured Personal Loans.

If you’d like to discuss your options give us a call to speak to our qualified advisers who will be able to talk you through your the solutions currently available to you in the market place.

Some forms of mortgage are not regulated by the FCA.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

APPLE MORTGAGE SOLUTIONS, Castle House, Park Road, Banstead, Surrey, SM7 3BT

Joe Quigley, trading as Apple Mortgage Solutions, is an appointed representative of TenetLime Limited, which is authorised and regulated by the Financial Conduct Authority. TenetLime Limited is entered on the Financial Services Register (www.fca.gov.uk/register) under reference 311266.

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK only.