Having Income protection can be of enormous value to you and family if you are unable to work. Policies are designed to cover your outgoings and maintain your lifestyle in the event of you having an accident or a long term sickness.
Typically a policy will provide you with a 60% tax free benefit of your gross income giving you a worry-free safety net in the event that you lose your income.
We can provide you with expert advice on the types of policies that are available and tailor the benefits to your specific circumstances.
Income protection (with no investment link) has no cash in value at any time and will cease at the end of the term. If you stop paying premiums your cover may end.
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A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.