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Equity Release

If you are a UK homeowner aged 55 or over, equity release could offer you a way to access money tied up in your home without moving.

The schemes are designed to allow you to;

  • To release a tax-free lump sum, a regular income or both.
  • The ability to release funds when you need it.
  • The freedom to spend your money on almost anything you choose.

Before considering Equity Release or Home Reversion plans it is recommended that you consider all your other potential options first to achieve your aims. These include, but are not limited to those listed below;

  • Savings & Investments
  • Pension Credit / Council Tax Benefit
  • Grants for repair or modifications to a property
  • Moving to a smaller home
  • Selling the home and renting

You must also consider how your State Benefits entitlement may be affected by equity release.

Equity release products are either lifetime mortgages or home reversion plans.

We offer a comprehensive range of lifetime mortgage products from across the market but not deal’s that you can only obtain by going direct to a product provider. Please note that we do not offer home reversion plans either. They are mentioned here for informational purposes only.

For Lifetime Mortgages we charge a fee of £1,490. We will also be paid commission from the product provider for arranging the lifetime mortgage on your behalf.



Why wait, call us now to speak to our team of experienced and qualified staff.  We are on hand to provide instant and up to date advice in an impartial manner.

A Lifetime Mortgage – Normally available from the age of 55

This is secured against your home and enables you to borrow a proportion of your home’s value. Interest will be charged on the amount.

There are 2 main types of Lifetime mortgage

Learn More

Home Reversion Scheme – Normally available from the age of 65

This normally allows you to sell a share, or all of your property to the provider for less than the market value. You have the right to stay in your home for the rest of your life.

Learn More

Apple mortgage solutions have been extremely helpful throughout the mortgage and re-mortgage process. With their holistic view of the whole market they were able to always get me the best available deal and their knowledge and expertise guarantees a successful outcome. I regularly recommend them to family and friends and will certainly return for all my future mortgage needs.

Michael Barber – Bishop Stortford